LIFE INSURANCE SOLUTIONS
LAURA GUERRERO - INDEPENDENT ADVISOR
Health & Dental
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Deepening on the policy, you can receive up to $250,000 in prescription drug coverage
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There is NO age limit on coverage, you can get insurance at any point in your life.
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Quick application process, NO medical exam needed
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Online Claims available and quick reimbursements
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Visit allied health professionals like psychologists or physio without the need for a doctor’s referral.
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Purchase additional coverage, such as travel, medical or major dentistry coverage, to supplement your plan.
What do our plans cover?
You can modify your plan to custom-tailor it to your needs and cover a wide variety of medical expenses, such as:
Regular dental care
Vision care (including tests, glasses, contacts and laser surgery)
Prescription medications
All of our paramedical services, including physical therapy, chiropractic care, massage therapy, social work and psychological therapies
Naturopath, dietician and acupuncture consultations (available without a reference)
How much is this going to cost?
Your monthly premium is affected by the plan you choose. To get a quote – and explore all that our plans have to offer — give me call
Do you sell health insurance for travellers?
Yes! You can add emergency travel health insurance to any of our plans as extra coverage. However, you cannot purchase emergency travel health insurance on its own.
I can tell you more about Health and Dental Insurance
Give me call
Can I be denied coverage?
When you sign up for one of our plans, you will always be covered as long as you have provincial health insurance. Our guaranteed acceptance plan gives you a choice even if you have a pre-existing condition.
Why do you need to know about my pre-existing health problems?
We'll never turn you down for coverage, but we need to know about your pre-existing conditions so we can figure out your monthly premiums and which plans you're eligible for. We do so via a short questionnaire and we don't ask for any blood or urine samples or other medical tests.
Looking for health and dental insurance as a Self-employed, freelancer or business owner?
Like you, I am my own boss. It's great, but it comes with a lot of responsibilities.
Taking care of your health and well-being is one of these responsibilities. After all, when you do well, so does your business.
Regular medical costs that aren't covered by OHIP can add up quickly. Without a workplace benefits plan, you have to handle dental visits, massages and prescription drug costs on your own. You already have a lot on your plate. That's where health and dental insurance comes in.
Our partner's various adaptable plans allow you to tailor coverage based on your personal needs. This may include:
Dental
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Don't put off getting that filling!
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Get coverage for regular check-ups at the dentist.
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You can also add "major dental," which covers things like crowns.
Prescription drugs
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Many prescriptions are covered by our plans.
Services for mental health
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Take care of your health in every way by getting full coverage. This allows you to see specialists like psychologists and social workers.
Physiotherapy and massage therapy
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No matter if you spend all day in front of a computer or in a workshop, our partner's plans cover paramedical specialists. You don't even need a note from your doctor.
Accidental death or dismemberment insurance
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You and your family could be ruined by a sudden tragedy if you can't work or die. If something like this happens, this extra coverage can give you more financial security.
The Insurance companies I work with are the best in Canda and offer very affordable plans – let me show you the various options available!